🏠Loan & Mortgage Calculators
Loan & Mortgage Calculators
Calculate monthly payments, total interest and amortization for any loan or mortgage.
Available Calculators
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soonMortgage Affordability Calculator
soonDebt-to-Income Calculator
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About this category
FinwiseApp's loan and mortgage calculators give you exact monthly payment calculations, full amortization schedules, and total interest costs for any type of loan. Whether you're comparing mortgage offers, planning a car loan, or evaluating a personal loan, our tools provide instant, accurate results using the standard PMT formula.
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Frequently Asked Questions
A common rule is that your mortgage payment should not exceed 28-30% of gross monthly income. For a $80,000/year salary ($6,667/month gross), the maximum mortgage payment is roughly $1,867-$2,000/month. Use our loan calculator to find the loan amount that hits this payment target.