Terms of Use
Last updated: May 2026
1. Acceptance of terms
By accessing and using the website finwiseapp.online ("Service"), you agree to these Terms of Use. If you do not agree, please do not use our Service. FinwiseApp reserves the right to update these terms at any time. Continued use of the Service after any changes constitutes acceptance of the new terms.
2. Service description
FinwiseApp provides free financial calculators and simulators, including: net salary calculators (for Portugal, Brazil, Spain), loan/mortgage simulator, compound interest calculator, savings planner, severance calculators, ROI calculator, Euribor + spread simulator, and crypto leverage calculator. The Service is provided free of charge, without guarantees of permanent availability.
3. Indicative nature of results
All calculations, simulations, and results provided by FinwiseApp are for informational purposes only. They do not constitute financial, tax, legal, or investment advice. While we strive to keep calculators accurate and up-to-date, results may not reflect specific individual situations. FinwiseApp is not responsible for financial decisions made based on calculator results. For significant financial decisions, we recommend consulting a qualified financial advisor, accountant, or lawyer.
4. Limitation of liability
FinwiseApp does not guarantee the accuracy, completeness, or timeliness of the information provided. The Service is provided "as is" and "as available", without warranties of any kind. To the maximum extent permitted by applicable law, FinwiseApp shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Service.
5. Intellectual property
All content on finwiseapp.online, including texts, calculations, source code, design, logo, and structure, is the property of FinwiseApp and is protected by copyright and other intellectual property laws. Reproduction, distribution, modification, or commercial use of any content without express written permission is prohibited.
6. Permitted use
The Service is intended exclusively for personal, non-commercial use. The following are expressly prohibited: — Using the Service for illegal or unauthorized purposes — Attempting to improperly access systems or data — Using automated scraping or bots to extract data — Reproducing or redistributing calculators on other websites without authorization
7. Governing law
These Terms of Use are governed by Portuguese law. Any dispute arising from the use of the Service shall be submitted to the exclusive jurisdiction of Portuguese courts.
8. Contact
For questions about these Terms of Use, contact us at: contacto@finwiseapp.online