$250k Mortgage Payment — 15-Year Loan at 6.75% (2026)
Monthly payment on a $250,000.00 mortgage for 15 years at 6.75%: $2,212.27/month. Total interest: $148,209.26. Full amortization schedule.
Monthly Payment (6.75% APR)
$2,212.27
Capital
$250,000.00
Total Juros
$148,209.26
Total a Pagar
$398,209.26
Payment by Rate
5.5% TAN
$2,042.71
6% TAN
$2,109.64
6.5% TAN
$2,177.77
6.75% TAN
$2,212.27
7% TAN
$2,247.07
7.5% TAN
$2,317.53
Other Loan Amounts — 15 years
$250,000.00 — Other Terms
$250k Mortgage — 15-Year Loan in 2026
This page calculates the monthly payment on a $250,000.00 mortgage with a 15-year term (180 payments), using 6.75% APR as a reference rate for 2026. The 30-year fixed rate averaged 6.5-7% in 2026 according to Freddie Mac data. For a 15-year fixed, rates are typically 0.5-0.75% lower. Use the loan calculator to calculate with your exact rate and generate a full amortization schedule. To avoid PMI, a 20% down payment ($50,000.00) is recommended. Using the 28% front-end DTI rule, you need a gross monthly income of at least $7,900.98 for this payment.
Other loan amounts
Frequently Asked Questions
At a 6.75% interest rate, the monthly payment on a $250,000.00 loan for 15 years (180 payments) is $2,212.27. Total amount paid: $398,209.26, of which $148,209.26 is interest. This uses the standard PMT formula and does not include property taxes, insurance, or PMI.