$300k Mortgage Payment — 30-Year Loan at 6.75% (2026)
Monthly payment on a $300,000.00 mortgage for 30 years at 6.75%: $1,945.79/month. Total interest: $400,485.94. Full amortization schedule.
Monthly Payment (6.75% APR)
$1,945.79
Capital
$300,000.00
Total Juros
$400,485.94
Total a Pagar
$700,485.94
Payment by Rate
5.5% TAN
$1,703.37
6% TAN
$1,798.65
6.5% TAN
$1,896.20
6.75% TAN
$1,945.79
7% TAN
$1,995.91
7.5% TAN
$2,097.64
Other Loan Amounts — 30 years
$300,000.00 — Other Terms
$300k Mortgage — 30-Year Loan in 2026
This page calculates the monthly payment on a $300,000.00 mortgage with a 30-year term (360 payments), using 6.75% APR as a reference rate for 2026. The 30-year fixed rate averaged 6.5-7% in 2026 according to Freddie Mac data. For a 15-year fixed, rates are typically 0.5-0.75% lower. Use the loan calculator to calculate with your exact rate and generate a full amortization schedule. To avoid PMI, a 20% down payment ($60,000.00) is recommended. Using the 28% front-end DTI rule, you need a gross monthly income of at least $6,949.27 for this payment.
Other loan amounts
Frequently Asked Questions
At a 6.75% interest rate, the monthly payment on a $300,000.00 loan for 30 years (360 payments) is $1,945.79. Total amount paid: $700,485.94, of which $400,485.94 is interest. This uses the standard PMT formula and does not include property taxes, insurance, or PMI.